Public Liability covers the costs you may need to pay to third parties if they are injured or have had their property damaged as a result of your negligence.
Despite all best intentions, accidents do happen. If an accident occurs and your business is at fault – whether on your premises, when you or your employees are out and about or as a result of a product you have sold – a client, contractor, or member of the public could claim for compensation. That’s why many organisations insist on their suppliers having public and products liability insurance in place.
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