Commercial vehicle insurance in Aberdeen

Aberdeen's economy moves on heavy vehicles, the lorries and tankers that serve the energy sector, the harbour and the industry around them, often over long distances and hard northern roads. Keeping those trucks insured and moving is a business in itself.

Where the risks come from for Aberdeen businesses

Heavy goods vehicles carry high values, cover big miles, and face demanding conditions, and an accident, a breakdown or a theft takes an expensive asset, and its earning, off the road at once. The bigger the vehicle and the load, the bigger the exposure.

An Aberdeen example

An Aberdeen haulier's lorry is involved in an accident on a long northern run, taking the vehicle out of service and leaving a third-party claim to settle. Commercial vehicle cover meets the damage to the truck, the third-party liability, and, with the right extensions, the cost of keeping the work moving while it is off the road.

What commercial vehicle insurance covers

Commercial vehicle insurance for heavy goods vehicles covers accident damage, fire and theft to the vehicle, and third-party liability for injury and damage caused, with options for the load, breakdown and a replacement while off the road. The cover is built around keeping an expensive, hard-working asset earning.

Placing it in Aberdeen with Apex

Apex places heavy-vehicle and haulage risks with insurers who understand the trade and the roads, and you deal with one named broker throughout. Established in 2009 and authorised by the FCA, Apex arranges cover through 30-plus markets including Lloyd's.

Related

• Business insurance Aberdeen
• Public liability insurance Aberdeen
• Employers liability insurance Aberdeen