Commercial vehicle insurance in Andover
Andover's distribution and logistics businesses spend their days carrying other people's goods, and the value in the back of the vehicle can far exceed the value of the vehicle itself. Insuring the van is only half the job.
Where the risks come from for Andover businesses
A business carrying goods, its own or its customers', is exposed if that load is damaged, stolen or lost in transit, and it can be liable to the customer for the value of what it was carrying. The vehicle cover alone does not answer for the goods on board.
An Andover example
A load being carried by an Andover business is damaged when the vehicle is involved in an accident, and the customer claims for the value of the goods. Goods-in-transit cover meets the loss of the load, over and above the vehicle cover that meets the damage to the van itself.
What commercial vehicle insurance covers
Goods-in-transit cover protects the load a vehicle carries, the business's own goods or customers' goods it is liable for, alongside the motor cover for the vehicle. For any business that carries goods, the two belong together.
Placing it in Andover with Apex
We make sure the load is covered as well as the vehicle, because for a carrier the goods are the greater value. Apex works through one named broker and a wide market. FCA authorised, since 2009.
Related
Get the right commercial cover, placed by a named broker
Tell us about your business and we’ll place it on the specialist market — or leave your number and a named broker calls you back, usually the same working day.