Commercial vehicle insurance in Cambridge

Cambridge moves a lot more than post: couriers and specialist carriers shuttle lab samples, instruments and high-value tech around the science parks, alongside the trades vans and college deliveries that keep the city running.

Where the risks come from for Cambridge businesses

Here the cargo often outvalues the vehicle. A van carrying sensitive equipment or time-critical samples turns a routine theft or breakdown into a serious loss, and the ring-road and park traffic add the usual collision exposure on top.

A Cambridge example

A Cambridge courier lost a consignment of laboratory equipment when a van was broken into during a multidrop run. The goods-in-transit limit, not the modest value of the van, decided whether that claim was covered in full — and it was, because it had been set to the real cargo.

What commercial vehicle insurance covers

Cover runs from the vehicle and liability through to goods in transit set to genuine consignment values, with terms for temperature-sensitive or high-value loads. Business interruption backs single-vehicle operators who cannot simply lose a day.

Placing it in Cambridge with Apex

Apex places Cambridge commercial vehicle and courier cover independently, FCA authorised under FRN 724952 and placing risks since 2009. A named broker sizes the transit cover to what is actually being moved, drawing on over 30 markets including Lloyd's via wholesale.

Related

• Business insurance Cambridge
• Public liability insurance Cambridge
• Employers liability insurance Cambridge