Commercial vehicle insurance in Clevedon

Clevedon's commercial traffic is small-town and local — trades vans serving the town and the villages along the coast, plus the couriers and delivery drivers who work the seafront and the residential streets.

Where the risks come from for Clevedon businesses

Kerbside working dominates the risk. Vehicles spend the day parked while drivers make deliveries or work a job, and a van left loaded on a street or the front is exposed to break-in and to the low-speed scrapes of tight residential parking.

A Clevedon example

A Clevedon tradesman returned to find his van broken into on a side street, tools taken and a door forced. A realistic tools-in-transit limit, rather than the nominal cover on a bargain motor policy, was what put the loss right.

What commercial vehicle insurance covers

Cover takes in the vehicle, third-party liability, tools and equipment in transit, and increased cost of hire so a lost van does not stop the week. Public liability sits alongside for tradespeople working at customers' premises.

Placing it in Clevedon with Apex

Apex places Clevedon commercial vehicle cover as an independent broker, FCA authorised under FRN 724952 and broking since 2009. A named broker sizes the tools cover to what is really carried, with 30-plus markets and Lloyd's through wholesale behind the quote.

Related

• Business insurance Clevedon
• Public liability insurance Clevedon
• Employers liability insurance Clevedon