Cyber insurance for Bolton businesses
Bolton's manufacturers and businesses move money electronically as a matter of course, through online banking, payment systems and finance software. Criminals who break into those systems can steal from a business directly.
Where the risks come from for Bolton businesses
Where a fraudster in a business email compromise tricks someone into paying, computer crime goes further, hacking into a business's own systems or banking to transfer its money out directly. The funds are the business's own, taken by an intruder rather than an authorised payment gone wrong.
A Bolton example
Criminals gain access to a Bolton business's finance systems and transfer funds out before the theft is spotted. Cyber cover with computer-crime or funds-theft protection meets the loss and the investigation, an exposure a policy covering only data breaches would leave uncovered.
What cyber insurance covers
Cyber cover can include computer crime and theft of the business's own funds by electronic means, distinct from social-engineering fraud and from data breach. It is worth confirming the policy reaches the money as well as the data.
Placing it in Bolton with Apex
We make sure the cover reaches a business's own funds, not just its data and systems. Apex works through one named broker and 30-plus markets. FCA authorised; established 2009.
Related
Get the right commercial cover, placed by a named broker
Tell us about your business and we’ll place it on the specialist market — or leave your number and a named broker calls you back, usually the same working day.