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Cyber insurance · Falmouth

Cyber insurance for Falmouth businesses

Reviewed by Apex Insurance Brokers · Published 15 July 2026

Falmouth's tourism and independent businesses increasingly sell online, through booking pages and web shops that take payment directly from customers. That online checkout is a target attackers have learned to skim.

Where the risks come from for Falmouth businesses

Criminals can plant hidden code on a business's website or checkout that quietly harvests customers' card and personal details as they type, a digital skim that can run for months before it is found. The business is liable for the data taken from its own site.

A Falmouth example

Hidden card-skimming code is found on a Falmouth business's online checkout, having harvested customers' payment details for weeks. Cyber cover meets the forensic investigation, the notification, the card-scheme penalties and the liability, and helps the business secure and clean its site.

What cyber insurance covers

Cyber cover responds to compromise of a business's website and online checkout, meeting the investigation, notification, penalties and liability. For any business selling online, that web-facing exposure is central.

Placing it in Falmouth with Apex

We make sure a business that sells online is covered for its checkout being skimmed, not just its office network. Apex works through one named broker and 30-plus markets. FCA authorised; established 2009.

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Apex Insurance Brokers Limited is authorised and regulated by the Financial Conduct Authority. Firm reference number 724952. Registered in England and Wales, company number 07014570. Trading address: QCS, 53 Queen Charlotte Street, Bristol BS1 4HQ · Serving businesses in Falmouth and the wider region.
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