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Cyber insurance · Liverpool

Cyber insurance for Liverpool businesses

Reviewed by Apex Insurance Brokers · Published 15 July 2026

Liverpool's retail, digital and consumer businesses increasingly serve customers through apps and online accounts, holding logins, profiles and payment details for many thousands of users. Those customer accounts are a target in their own right.

Where the risks come from for Liverpool businesses

A breach of a business's customer-facing app or account system can expose or hijack the accounts of large numbers of users, letting attackers take them over, steal from them, or harvest their data. The harm lands on the customers, and the liability on the business.

A Liverpool example

The customer-account system of a Liverpool business is breached, and attackers take over user accounts and access their data and stored details. Cyber cover meets the response, the mass notification, and the liability to the customers affected, on the scale a consumer breach demands.

What cyber insurance covers

Cyber cover responds to breaches of customer-facing systems and accounts, meeting the response, notification and liability across a large affected user base. For a consumer business, sizing the cover to the customer base is essential.

Placing it in Liverpool with Apex

We size the cover to the customers a business serves online, so a mass account breach is met. Apex arranges cyber cover through one named broker. Regulated by the FCA; established 2009.

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Apex Insurance Brokers Limited is authorised and regulated by the Financial Conduct Authority. Firm reference number 724952. Registered in England and Wales, company number 07014570. Trading address: QCS, 53 Queen Charlotte Street, Bristol BS1 4HQ · Serving businesses in Liverpool and the wider region.
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