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Cyber insurance · Motherwell

Cyber insurance for Motherwell businesses

Reviewed by Apex Insurance Brokers · Published 15 July 2026

Motherwell's businesses and their staff live on their phones as much as their computers, and attackers have followed them there. The phishing text, or 'smishing', has become a favourite way in.

Where the risks come from for Motherwell businesses

A smishing attack sends a convincing text message, a fake delivery notice, a bank alert, a message from the boss, to trick a member of staff into clicking a link or handing over a code. Phones feel personal and trusted, and a text can slip past the caution an email might trigger.

A Motherwell example

A member of staff at a Motherwell business is tricked by a smishing text into approving a login or handing over a code, letting an attacker into the systems. Cyber cover meets the incident response and any loss, reflecting an attack that arrived by text rather than email.

What cyber insurance covers

Cyber cover responds to breaches however the attacker got in, by text as readily as by email, meeting the response, loss and liability. As attacks move to phones, the cover follows.

Placing it in Motherwell with Apex

We make sure the cover reflects that attacks now arrive by text as well as email. Apex arranges cyber cover through one named broker. Regulated by the FCA; established 2009.

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Apex Insurance Brokers Limited is authorised and regulated by the Financial Conduct Authority. Firm reference number 724952. Registered in England and Wales, company number 07014570. Trading address: QCS, 53 Queen Charlotte Street, Bristol BS1 4HQ · Serving businesses in Motherwell and the wider region.
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