Cyber insurance for Wells businesses
Wells's professional and tourism businesses often hold property, liability and other commercial cover already, and treat cyber as an afterthought, if they consider it at all. Cyber works best as part of the whole picture, not a bolt-on.
Where the risks come from for Wells businesses
Cyber risk sits alongside a business's physical and liability exposures, and a gap or overlap between the cyber policy and the rest, property, liability, professional indemnity, crime, can leave a loss unclaimed or double-covered. Treating cyber in isolation is how those gaps appear.
A Wells example
A Wells business suffers an incident that touches its data, its systems and its liability to others, and finds its cyber cover and its other policies each address part of it. Arranged as one programme, the covers dovetail; arranged separately, a loss can fall between them.
What cyber insurance covers
Cyber cover works best arranged as part of a business's whole insurance programme, dovetailing with its property, liability, professional-indemnity and crime cover so nothing falls into a gap. A broker who sees the whole picture is what makes that fit.
Placing it in Wells with Apex
We arrange cyber as part of a business's whole insurance programme, not a policy in isolation, so the covers fit together. Apex works through one named broker and 30-plus markets. FCA authorised; established 2009.
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