Employers liability insurance in Cirencester

Cirencester, the capital of the Cotswolds, has an economy of heritage tourism, an affluent retail and hospitality trade, an agricultural sector served by a well-known agricultural university, and a regional market role, and employers' liability follows that workforce. EL answers when an employee is injured or made ill by their work, and around Cirencester the exposure runs from the college farm to the hotel kitchen.

Where employers' liability claims come from in Cirencester

The agricultural university and its estate carry farm-machinery, livestock and manual-handling exposure among staff. Tourism and hospitality workers face burns, cuts and lifting injury. The affluent retail core adds its claims, and agriculture its handling and delivery risk. The employer answers for each.

A Cirencester example

An estate worker on an agricultural-college farm is injured operating farm machinery when a guard or control fails during routine work. Employers' liability covers the compensation and the legal defence — the farm-machinery exposure that agricultural and estate work carries in every season.

What employers' liability covers

Where a job injures an employee or makes them ill, employers' liability meets the compensation and the legal defence, reaching former staff and conditions that emerge long after. A legal requirement since 1969, it is set at £5m by statute and £10m in the market, the certificate available on inspection.

Placing it in Cirencester with Apex

Apex is authorised by the FCA (firm reference 724952) and has broked since 2009, reaching over 30 markets and Lloyd's through wholesale. A Cirencester agricultural, education or hospitality employer gets machinery and manual-handling exposure rated by a broker you can name.

Related

• Public liability insurance Cirencester
• Business insurance Cirencester
• Employers liability for professional firms