Employers liability insurance in Portishead

Portishead is a fast-growing town on the Severn estuary near Bristol — its former docks redeveloped into a marina and waterside community — with a commuter population, a business-park and technology presence, and a leisure trade, and employers' liability follows that workforce. EL answers when an employee is injured or made ill by their work, and in Portishead the exposure runs from the marina to the business park.

Where employers' liability claims come from in Portishead

Marina and waterside leisure staff carry slip, manual-handling and plant exposure working around boats and the water. Business-park and technology employers bring the office display-screen and stress profile, and hospitality and retail their everyday claims. The employer answers for each.

A Portishead example

A marina worker in Portishead slips on a wet pontoon while handling boats and gear, and is injured falling on the hard edge. Employers' liability covers the compensation and the legal defence — the slip and manual-handling exposure that working on and around the water carries.

What employers' liability covers

When work leaves an employee hurt or ill, this cover carries the compensation and the cost of the defence for the employer — including for people long gone and slow-onset disease. It has been compulsory since 1969, set at a £5m floor and a £10m market norm, with the certificate on display.

Placing it in Portishead with Apex

Apex holds FCA authorisation 724952 and has broked since 2009, able to reach beyond 30 markets and Lloyd's by wholesale. A Portishead marina or office employer gets waterside and premises exposure placed by a named broker.

Related

• Public liability insurance Portishead
• Business insurance Portishead
• Employers liability for professional firms