Employers liability insurance in Scarborough

Scarborough is a Yorkshire-coast seaside resort and working harbour town, its economy built on tourism and hospitality, a fishing and harbour trade, a conference role and some engineering, and employers' liability follows that workforce. EL answers when an employee is injured or made ill by their work, and in Scarborough the sharpest claims come off the harbour and the seafront.

Where employers' liability claims come from in Scarborough

Fishing and harbour work is among the most hazardous of trades — slips on wet decks, machinery and winch injury, and the risks of hauling gear in poor conditions. Tourism and hospitality staff face seasonal burns, cuts and manual handling. Amusements and engineering add machinery risk. The employer answers for each.

A Scarborough example

A deckhand on a Scarborough fishing vessel suffers a serious hand and arm injury when caught in a winch hauling gear in a heavy swell. Employers' liability covers the compensation and the legal defence — the machinery and deck exposure that commercial fishing carries as one of its everyday hazards.

What employers' liability covers

Employers' liability meets the compensation and the legal costs when work injures an employee or makes them ill, reaching those who have left and illness that appears years later. It has been mandatory since 1969 — £5m the statutory minimum, £10m the working standard, certificate available for inspection.

Placing it in Scarborough with Apex

Apex is an FCA-authorised broker (reference 724952), trading since 2009, with access to over 30 markets and Lloyd's through wholesale. A Scarborough harbour, fishing or hospitality employer gets high-hazard and seasonal exposure rated by a named broker who understands the trade.

Related

• Public liability insurance Scarborough
• Business insurance Scarborough
• Employers liability for professional firms