Employers liability insurance in Yeovil

Yeovil's economy is anchored by helicopter and defence engineering — it is a major centre of rotary-wing aircraft manufacturing — alongside a wider defence and precision-engineering supply chain and an agricultural hinterland, and employers' liability follows that workforce. EL answers when an employee is injured or made ill by their work, and in Yeovil the serious claims come off the engineering and assembly floor.

Where employers' liability claims come from in Yeovil

Defence, aerospace and precision-engineering firms carry machinery, composite-materials, heavy-component and manual-handling exposure across build and test work. Agriculture adds its handling risk, and retail its everyday claims. The employer answers for each.

A Yeovil example

A worker in helicopter assembly at a Yeovil manufacturer suffers a serious injury manual-handling a heavy component into position without adequate lifting equipment. Employers' liability covers the compensation and the legal defence — the heavy-component handling exposure that aircraft manufacturing carries on the assembly floor.

What employers' liability covers

Should work injure a worker or leave them ill, employers' liability meets their compensation and the employer's defence costs, and it reaches former staff and disease — from composites to noise — that builds over years. A legal duty since 1969, it is pitched at £5m by statute and £10m by the market, the certificate produced on inspection — routinely checked on defence and aerospace contracts.

Placing it in Yeovil with Apex

Apex, authorised by the FCA under firm reference 724952 and broking since 2009, reaches more than 30 markets, Lloyd's among them by wholesale. A Yeovil aerospace, defence or engineering employer gets machinery, heavy-component and occupational-disease exposure rated by a named broker who can meet a prime contractor's terms.

Related

• Public liability insurance Yeovil
• Business insurance Yeovil
• Employers liability for professional firms