Landlord insurance in Milton Keynes

Milton Keynes is a modern new town of grid roads and newer estates, popular with commuters and corporate tenants. Its housing is up to date, and increasingly that includes the newest fire risk in a home: electric-vehicle charging.

Where the risks come from for Milton Keynes landlords

As more lets come with EV charge points, home batteries and solar, the electrical load on a modern property rises, and a fault in a charger, its wiring or a lithium battery can start a serious fire, often in a garage or utility space where it spreads before it is noticed.

A Milton Keynes example

A fault develops in a garage EV charge point at a Milton Keynes let and starts a fire overnight. It takes hold in the garage and spreads into the house before the tenants are woken, causing significant fire and smoke damage. Buildings cover meets the reinstatement, with loss of rent for the months of repair.

What landlord insurance covers

Fire remains the peril that landlord buildings cover exists to answer, and a modern let with EV charging or solar should be insured on the understanding that the installation is present and properly certified. Property owners' liability and loss of rent complete the core cover.

Placing it in Milton Keynes with Apex

We make sure the insurer knows what is actually installed at the property, EV points and all, so the cover is not later called into question. Apex arranges modern lets through one broker and a choice of insurers. Regulated by the FCA; established 2009.

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• Commercial property insurance Milton Keynes
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