Landlord insurance in Newcastle

Newcastle has a huge student and young-professional rental market, and a great deal of it is in Tyneside flats, the distinctive upstairs-and-downstairs pairs found across the city. Their shared structure creates a risk single houses never have.

Where the risks come from for Newcastle landlords

In a Tyneside flat, the upstairs and downstairs owners share the roof, the structure and often responsibility for common repairs, and each depends on the other maintaining their part. A leak or a fault originating in one flat readily damages the other, and the lines of responsibility can be tangled.

A Newcastle example

A pipe fails in an upstairs Tyneside flat and water damages the downstairs let below, ruining ceilings and decoration. Sorting out whose insurer meets what, when the two flats are separately owned but structurally intertwined, is far simpler when each landlord holds proper buildings and liability cover that anticipates exactly this.

What landlord insurance covers

For a Tyneside flat, buildings cover should reflect the shared structure and respond to water coming from the other flat, and property owners' liability should cover damage the insured's flat causes to its neighbour. Landlord's contents and loss of rent complete the cover.

Placing it in Newcastle with Apex

We understand how Tyneside flats are owned and where the responsibilities sit, which makes the cover and any claim far cleaner. Apex places Newcastle flats and student lets through one named contact. FCA authorised, broking since 2009.

Related

• Commercial property insurance Newcastle
• Business insurance Newcastle
• Public liability insurance Newcastle