Landlord insurance in Newton Abbot

Newton Abbot is a busy Devon market town between Exeter and the bay, with a steady rental market of terraces and estate housing let largely to families, many of them with pets. Pet-friendly lettings fill faster, but they carry a risk owners often overlook.

Where the risks come from for Newton Abbot landlords

Pets cause a particular kind of wear and damage, scratched doors and floors, chewed fittings, soiled and stained carpets, that goes beyond fair wear and tear. Much of it is accidental rather than malicious, but the cost of making good still falls on the landlord, and many policies treat pet damage as an exclusion.

A Newton Abbot example

A tenant's dogs damage the flooring, internal doors and skirtings of a Newton Abbot let over a tenancy, beyond what the deposit can cover. Where the policy has been arranged to include accidental damage by tenants and their pets, the cost of replacing the flooring and repairing the joinery is met rather than absorbed by the owner.

What landlord insurance covers

Cover for accidental damage, extended to pets where the let allows them, is the addition that answers for this, over and above the standard perils. With property owners' liability and loss of rent, it rounds out sensible cover for a pet-friendly let.

Placing it in Newton Abbot with Apex

We make sure the cover matches how the property is let, pets included, so a pet-friendly policy does not carry a pet exclusion. Apex arranges Newton Abbot lets through one broker and a choice of insurers. Regulated by the FCA; established 2009.

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