Landlord insurance in Northampton

Northampton has a large rental market of terraces and estate housing, much of it let to working families who are out during the day. That everyday pattern is exactly what an opportunist burglar looks for.

Where the risks come from for Northampton landlords

A let standing empty through the working day is exposed to break-ins, and a forced entry does two kinds of harm, the theft itself, and the damage to doors, windows and frames on the way in. Where the landlord supplies appliances and furnishings, those are targets too.

A Northampton example

A Northampton family let is broken into during the day while the tenants are at work. The back door is forced, the property is searched, and the landlord's supplied washing machine and cooker are taken along with damage to the door and frame. Buildings cover meets the damage and landlord's contents replaces the appliances.

What landlord insurance covers

Landlord cover should carry theft and the resulting damage to the building, plus landlord's contents for anything the owner provides. Property owners' liability and loss of rent sit alongside, giving a Northampton let its core protection.

Placing it in Northampton with Apex

We make sure the contents you actually supply are covered and the theft and damage perils are genuinely there, not pared back. Apex arranges Northampton lets and portfolios through one broker. Authorised by the FCA; established 2009.

Related

• Commercial property insurance Northampton
• Business insurance Northampton
• Public liability insurance Northampton