Landlord insurance in Poole
Poole runs from ordinary suburbs to the millionaire waterfront of Sandbanks, and its holiday-let market includes some very high-value, luxuriously-furnished properties. When the guests are paying premium rates, the contents they can damage are premium too.
Where the risks come from for Poole landlords
A high-value holiday let is furnished and equipped to a standard that makes accidental guest damage expensive, a marked worktop, a damaged designer sofa, a broken appliance can each be a significant claim. Standard buy-to-let contents cover neither anticipates the values nor the short-stay use.
A Poole example
Guests at a luxury Poole holiday let accidentally damage high-end furnishings and a fitted kitchen over a busy summer. Because the property was insured as a holiday let with landlord's contents set to the true value of the furnishings, the cost of repair and replacement is met rather than falling to the owner between bookings.
What landlord insurance covers
A high-value holiday let needs contents cover set to the real value of the furnishings, public liability for paying guests, and buildings cover on a short-stay basis. Getting both the values and the letting basis right is what makes the policy respond.
Placing it in Poole with Apex
High-value short-stay property combines two specialisms, and we place it with insurers fluent in both. Apex arranges Poole holiday and waterfront lets through one named broker. Authorised by the FCA; established 2009.
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