Landlord insurance in Slough
Slough has a dense and varied rental market, and a good deal of its post-war housing, maisonettes, low blocks, extensions, sits under flat roofs. Flat roofs are cheap to build and, as they age, the commonest source of water coming into a let.
Where the risks come from for Slough landlords
A flat roof has a limited life, and once the covering fails, water gets straight into the property below, often spreading before it is noticed. Insurers cover sudden damage but look hard at whether a leak stems from an old roof that should have been renewed, which can affect a claim.
A Slough example
The flat roof over a Slough maisonette let fails after years of service, and water penetrates the ceiling of the flat below during a wet spell, damaging plaster and decoration. Where the damage is sudden and the roof was maintained, escape-of-water and storm cover meet the repair; a roof left to deteriorate is a different matter.
What landlord insurance covers
Buildings cover responds to sudden water ingress, but the condition of a flat roof is the landlord's responsibility, and keeping it sound is what keeps the cover reliable. The standard perils, property owners' liability and loss of rent complete the policy.
Placing it in Slough with Apex
We help flat-roofed property owners keep cover on side by matching it to the building's real condition and age. Apex arranges Slough lets and maisonettes through one broker and a choice of insurers. Regulated by the FCA; established 2009.
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