Landlord insurance in Stoke-on-Trent

Stoke-on-Trent, the six towns of the Potteries, has an affordable rental market set among a good deal of older and, in places, vacant industrial and residential property. For a landlord, the empty building next door can be as much of a risk as their own.

Where the risks come from for Stoke-on-Trent landlords

A derelict or long-vacant property adjoining a let is a hazard the landlord cannot control, a fire started by intruders, a collapsing roof or wall, water from a neglected building can spread into the occupied let next door. Terraced and yard-backed stock makes the spread easy.

A Stoke-on-Trent example

A fire is started by intruders in a derelict property adjoining a Stoke let and spreads through the shared structure, damaging the occupied house. The owner's own buildings cover meets the reinstatement of their property, regardless of the neglected state of the building the fire began in.

What landlord insurance covers

Buildings cover responds to fire, impact and water damage to the insured property however it originates, which matters where neighbouring buildings are derelict. The reinstatement sum, property owners' liability and loss of rent complete the cover for a Stoke let.

Placing it in Stoke-on-Trent with Apex

We make sure the cover responds to hazards next door as well as within, which in areas with vacant stock is a real consideration. Apex arranges Stoke lets and portfolios through one broker. Authorised by the FCA; established 2009.

Related

• Commercial property insurance Stoke-on-Trent
• Business insurance Stoke-on-Trent
• Public liability insurance Stoke-on-Trent