Landlord insurance in Swindon

Swindon grew as a railway town and remains a hub for distribution and corporate employers, so a good share of its lettings are taken not by individuals but by companies housing their staff. A company let is a different animal from an ordinary tenancy, and the cover has to match.

Where the risks come from for Swindon landlords

When a property is let to a business rather than a named individual, on a company let, the occupants can change as staff rotate, and the tenancy sits on a different legal footing. A policy written for a standard assured tenancy may not properly reflect a corporate let, and a mismatch can surface at claim time.

A Swindon example

A Swindon house is let to an employer for relocated staff on a company-let basis. When a claim arises, the insurer checks the tenancy, and because the policy had been arranged for a company let rather than a standard AST, everything lines up and the claim proceeds cleanly, which it might not have done had the basis been wrong.

What landlord insurance covers

A landlord policy should state the correct letting basis, company let, assured tenancy or otherwise, so occupancy and liability cover respond as intended. Buildings cover, property owners' liability and loss of rent then apply on a footing that matches the tenancy.

Placing it in Swindon with Apex

We make sure a corporate let is insured as a corporate let, not shoehorned into a standard form, so a claim is not later questioned. Apex arranges Swindon lets through one named broker and a panel of insurers. Regulated by the FCA; established 2009.

Related

• Commercial property insurance Swindon
• Business insurance Swindon
• Public liability insurance Swindon