Landlord insurance in Tewkesbury

Tewkesbury stands where the Severn meets the Avon, and the image of its abbey ringed by floodwater in 2007 made the town a byword for flooding. For landlords here, the question has moved on from whether it floods to how to live with it.

Where the risks come from for Tewkesbury landlords

At a river confluence, flooding is not a one-off but a recurring fact, and a property that has flooded once will likely flood again. That reality pushes owners toward flood-resilience measures, raised electrics, flood doors, resistant materials, and toward insurers who will reward, rather than simply penalise, a well-protected property.

A Tewkesbury example

A Tewkesbury let that flooded before is reinstated with flood-resilient materials and protection, and when high water returns, the damage is far less than last time and the property is back in use in weeks, not months. Cover arranged around those resilience measures makes the property insurable on better terms than a bare risk.

What landlord insurance covers

In a repeat-flood area, flood cover is the priority, but so is how the property is protected and reinstated, resilient repair can reduce both the damage and the disruption. Buildings cover, a realistic loss-of-rent period and property owners' liability complete the picture.

Placing it in Tewkesbury with Apex

We help present a flood-protected property to insurers who recognise the resilience work, which is how cover stays available in a place that floods. Apex arranges Tewkesbury lets through one named broker and specialist markets. FCA authorised; established 2009.

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