Landlord insurance in Warminster

Warminster sits on the edge of Salisbury Plain in horse-and-army country, and its rural lettings often come with more than a house, stables, paddocks, barns and land. A property with animals and outbuildings is a broader risk than a simple dwelling.

Where the risks come from for Warminster landlords

A let with stables, a paddock or agricultural outbuildings carries exposures a house alone does not, liability for animals and land, the value of barns and stabling, and visitors or contractors on the property. Standard residential cover rarely stretches to any of it.

A Warminster example

A rural Warminster let includes stables and a paddock. A visitor is injured by a gate that fails on the yard, and a liability claim follows. Property owners' liability arranged to cover the land and outbuildings, not just the house, meets the claim, where a purely residential policy might have excluded the yard entirely.

What landlord insurance covers

A rural let with land needs buildings cover extended to stables and outbuildings, sums insured that reflect them, and property owners' liability covering the whole holding, land included. Loss of rent and the standard perils complete the cover.

Placing it in Warminster with Apex

Property with land and outbuildings is a specialist placement, and we make sure the stables, the paddock and the liability are all actually covered. Apex arranges Warminster and rural lets through one named contact. FCA authorised; established 2009.

Related

• Commercial property insurance Warminster
• Business insurance Warminster
• Public liability insurance Warminster