Architects PII · Birmingham
PI insurance broker for architectural practices in Birmingham
Reviewed by Apex Insurance Brokers · Published 14 July 2026
Apex Insurance Brokers places PI for architectural practices across the UK including Birmingham. This page sets out how we approach architectural placements for Birmingham-based firms. Apex acts for the client rather than the insurer, and our page on how we approach architects PI placements describes how that works in practice.
Serving Birmingham architects
- ARB Standard 8 adequacy across residential, commercial, and higher-risk-building work.
- BSA 2022 s.135 long-tail expertise for higher-risk-building work.
- Named-broker model.
- Wholesale Lloyd's access for complex risks.
- Firms of all sizes from sole principals to major practices.
Common Birmingham architect profiles
- Residential-only sole principals.
- Small mixed-practice firms.
- Mid-market firms with commercial and residential.
- Higher-risk-building specialists facing BSA s.135 exposure.
- D&B sub-consultants and novated designers.
BSA 2022 s.135 — the long tail
- Higher-risk-building work now under 30-year limitation for pre-June 2022 acts, 15 years going forward.
- Retro-date on current cover must extend to cover the tail.
- Run-off cover requirements match the tail.
- Cover-limits often need to rise materially.
- Specialist broker essential.
Frequently asked
Do you serve Birmingham architectural practices specifically?
Yes. UK-wide broker serving architects in every region including Birmingham.
What limit do architects typically need under ARB Standard 8?
ARB doesn't set a fixed limit. Residential-only sole practitioners typically £250k-£1m. Small commercial £1m-£5m. BSA-touching work materially more.
How much does architects' PI cost for a Birmingham firm?
We do not publish premium figures: fee income, the type of projects you take on, the limit and excess you choose and your claims record are what move the price. BSA-touching firm materially more. Highly variable.
Do you handle Principal Designer role cover?
Yes. BSA 2022 Principal Designer role attracts specific underwriting attention. Some insurers exclude as standard; specialist broker structures the placement.
Can you place cover for Birmingham residential-only architects?
Yes — typically the lowest-friction architect placement. Multiple insurers available.
What about Birmingham architects doing higher-risk-building work?
Long-tail placement needing specialist broker with wholesale Lloyd's access. Materially different from residential-only work.
Do Birmingham start-up architectural practices need specialist help?
Yes. New-firm architects face narrower insurer appetite. Specialist broker essential.
Can you help a Birmingham architect with a claim history?
Yes. Wholesale market access widens options materially for difficult-risk placements.