Restaurant insurance in Aylesbury
Aylesbury's restaurants serve a busy Buckinghamshire commuter town, and behind each of them sits a cold room or a bank of fridges and freezers holding thousands of pounds of stock. When the cold fails, the loss is quiet but expensive.
Where the risks come from for Aylesbury restaurants
A refrigeration breakdown, a failed compressor, a power cut, a door left ajar, can spoil a restaurant's entire perishable stock overnight. Fresh meat, fish and dairy go from asset to waste in hours, and a restaurant cannot trade without them.
An Aylesbury example
The walk-in freezer at an Aylesbury restaurant fails overnight when its compressor gives out, and a full stock of frozen and chilled produce is ruined by morning. Deterioration-of-stock cover, triggered by the refrigeration breakdown, meets the cost of replacing everything that was lost.
What restaurant insurance covers
Stock deterioration cover, responding to refrigeration breakdown and power failure, is one of the restaurant-specific covers a general policy leaves out. It belongs alongside buildings, contents and business interruption, and the standard liabilities, on any food business.
Placing it in Aylesbury with Apex
We make sure the stock and the refrigeration risk are properly covered, because for a food business they are core, not an afterthought. Apex arranges restaurant cover through one named broker and specialist markets. Regulated by the FCA; established 2009.
Related
- Public liability insurance Aylesbury
- Employers liability insurance Aylesbury
- Commercial vehicle insurance Aylesbury
- Business insurance Aylesbury
Get the right commercial cover, placed by a named broker
Tell us about your business and we’ll place it on the specialist market — or leave your number and a named broker calls you back, usually the same working day.