Restaurant insurance in Bedford

Bedford's restaurants line a town centre set on the Great Ouse, a riverside setting that draws diners and, from time to time, brings water where it is not wanted. For a restaurant, water out of place is as disabling as fire.

Where the risks come from for Bedford restaurants

A burst pipe, a failed appliance connection or a river or surface flood can put water through a restaurant's kitchen and dining room, ruining fit-out, equipment and stock and forcing an immediate closure. A food business cannot trade through it.

A Bedford example

An escape of water from a failed connection floods the kitchen and cellar of a Bedford restaurant overnight, damaging equipment and spoiling stock and closing the business for weeks of drying and refitting. Buildings and contents cover meets the damage, and business interruption covers the lost trade.

What restaurant insurance covers

Cover for escape of water and flood, with business interruption to carry the closure, is essential for any restaurant, and doubly so for one near a river. It works alongside contents, stock and the liability covers on the policy.

Placing it in Bedford with Apex

We make sure water damage and the closure it causes are both properly covered, riverside premises especially. Apex arranges Bedford restaurant cover through one named broker. FCA authorised; established 2009.

Related

• Public liability insurance Bedford
• Employers liability insurance Bedford
• Commercial vehicle insurance Bedford
• Business insurance Bedford