Restaurant insurance in Belfast

Belfast's restaurant scene has become one of the city's draws, from the Cathedral Quarter outward, much of it trading behind large glass shopfronts onto busy streets. That glass is part of the look and a risk in its own right.

Where the risks come from for Belfast restaurants

A restaurant's plate-glass frontage and internal glazing are expensive to replace and exposed to accidental breakage, vandalism and the occasional disturbance of a city-centre night. A shattered shopfront both costs to replace and closes the restaurant until it is boarded and reglazed.

A Belfast example

The large plate-glass frontage of a Belfast restaurant is smashed overnight, and the premises cannot trade safely until it is boarded and a specialist replaces the glazing. Glass cover meets the cost of the replacement, and business interruption covers the trade lost while the frontage is made good.

What restaurant insurance covers

Glass cover, for the shopfront and internal glazing, is a standard part of a restaurant policy that a bare commercial wording can miss. It sits with buildings, contents, stock, business interruption and the liability covers.

Placing it in Belfast with Apex

We make sure the glass, often a restaurant's most exposed and costly single item, is properly covered. Apex arranges Belfast hospitality cover through one named broker and a wide market. Regulated by the FCA; established 2009.

Related

• Public liability insurance Belfast
• Employers liability insurance Belfast
• Commercial vehicle insurance Belfast
• Business insurance Belfast