Restaurant insurance in Birmingham

Birmingham's restaurants span everything from the Balti Triangle to the city-centre dining scene, a huge and varied trade. Wherever there is stock, cash and expensive equipment behind the shutters, there is a target for theft.

Where the risks come from for Birmingham restaurants

A restaurant left secured overnight still holds valuable catering equipment, spirits and stock, and sometimes the day's takings, and a determined break-in can clear it out and damage the premises on the way in. The loss is the stock and equipment plus the disruption to trade.

A Birmingham example

A Birmingham restaurant is broken into overnight, and thieves take commercial equipment and spirits stock and force the till, damaging a door and the bar in the process. Theft cover meets the stolen stock and equipment and the damage, and business interruption covers any closure while repairs are made.

What restaurant insurance covers

Cover for theft and the damage a break-in causes, along with stock and business equipment, is a core part of a restaurant policy, with money cover for cash on the premises. It sits with the buildings, liability and business-interruption covers.

Placing it in Birmingham with Apex

We make sure stock, equipment and money are all covered to realistic values, not left short. Apex arranges Birmingham restaurant cover through one named broker and a wide market. Authorised by the FCA; established 2009.

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