Restaurant insurance in Bridport

Bridport has made itself a West Dorset food destination, its restaurants and delis often trading beyond their own four walls, at markets, festivals and outside-catered events. Cover written only for the premises leaves those ventures exposed.

Where the risks come from for Bridport restaurants

When a restaurant caters an event off-site or trades at a market or festival, its public and products liability and its stock and equipment travel with it, and an injury, a food-safety incident or a loss away from the premises can fall outside a standard on-site policy.

A Bridport example

A Bridport restaurant caters a festival, and a guest falls ill from food served at the event. Because the policy had been arranged to cover public and products liability away from the premises, the claim is met, where a purely on-site policy might not have responded.

What restaurant insurance covers

For a restaurant that caters off-site, public and products liability, and cover for stock and equipment, should extend beyond the premises to markets and events. This sits with the buildings, business-interruption and standard liability covers.

Placing it in Bridport with Apex

We make sure the cover follows the business to wherever it trades, not just the front door. Apex arranges Bridport restaurant and catering cover through one named broker. FCA authorised; established 2009.

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