Restaurant insurance in Canterbury

Canterbury's restaurants trade from some of the oldest buildings in England, all beams, uneven floors and unexpected steps, in a city full of visitors. That historic charm is a public-liability risk in disguise.

Where the risks come from for Canterbury restaurants

Low beams, worn stone steps, sloping floors and dim corners in a medieval building are exactly the features that cause a visitor to trip, fall or strike their head, and an injured customer's claim lands on the restaurant. Older premises concentrate these hazards.

A Canterbury example

A diner in a historic Canterbury restaurant misses an unmarked step and falls, injuring themselves, and a public liability claim follows. Public liability cover meets the injury settlement and the legal costs, an exposure that comes with trading in an old building full of visitors.

What restaurant insurance covers

Public liability is the essential cover for injury to customers, and in a historic building, where the hazards are many, the limit should be set generously. It sits with products and employers' liability and the property and business-interruption covers.

Placing it in Canterbury with Apex

We size the liability cover to the building and its quirks, because an old restaurant carries more of them than a modern unit. Apex arranges Canterbury hospitality cover through one named broker. FCA authorised; established 2009.

Related

• Public liability insurance Canterbury
• Employers liability insurance Canterbury
• Commercial vehicle insurance Canterbury
• Business insurance Canterbury