Restaurant insurance in Doncaster

Doncaster's restaurants, from the town centre to the racecourse trade, often occupy premises fitted with sprinklers or kitchen fire-suppression systems. Those systems save premises from fire, but now and then they cause a loss of their own.

Where the risks come from for Doncaster restaurants

A sprinkler head or a kitchen suppression system that discharges accidentally, through a fault, a knock or a false trigger, can flood a dining room or coat a kitchen in suppressant, damaging fit-out, stock and equipment even though there was no fire. The clean-up and the closure are real costs.

A Doncaster example

A sprinkler head is accidentally knocked and discharges in a Doncaster restaurant, soaking the dining room and its fit-out before the system can be shut off. Cover for accidental escape of water from sprinkler and suppression systems meets the damage and the clean-up, with business interruption for the closure.

What restaurant insurance covers

Restaurant cover should include accidental discharge from sprinkler and fire-suppression systems, a specific form of water damage, alongside the standard escape-of-water peril. Business interruption and the property and liability covers complete the policy.

Placing it in Doncaster with Apex

We make sure the systems meant to protect a restaurant are covered when they misfire, not just when they work. Apex arranges Doncaster hospitality cover through one named broker. Regulated by the FCA; established 2009.

Related

• Public liability insurance Doncaster
• Employers liability insurance Doncaster
• Commercial vehicle insurance Doncaster
• Business insurance Doncaster