Restaurant insurance in Fareham
Fareham's restaurants, serving a Hampshire commuter town, mostly cook on gas, as commercial kitchens overwhelmingly do. Gas makes for responsive cooking and, if it leaks or ignites wrongly, for the most violent risk a kitchen carries.
Where the risks come from for Fareham restaurants
A gas leak in a commercial kitchen, from a worn connection, a faulty appliance or poor maintenance, can lead to an explosion as well as a fire, and a gas blast damages structure and injures people far beyond a contained flame. Gas safety is a legal duty and an insurance condition.
A Fareham example
A gas leak from a poorly-maintained connection in a Fareham restaurant ignites, and the resulting explosion and fire wreck the kitchen and injure a member of staff. Buildings, contents and liability cover meet the damage and the injury, provided the gas-safety inspections the policy required were up to date.
What restaurant insurance covers
Fire and explosion are core buildings perils, and for a gas kitchen the insurer expects certified gas-safety inspections and maintenance. These sit with contents, business interruption and the public and employers' liability cover.
Placing it in Fareham with Apex
We place gas kitchens with insurers who understand the risk, and we flag the gas-safety conditions that keep cover valid. Apex arranges Fareham restaurant cover through one named broker. Regulated by the FCA; established 2009.
Related
- Public liability insurance Fareham
- Employers liability insurance Fareham
- Commercial vehicle insurance Fareham
- Business insurance Fareham
Get the right commercial cover, placed by a named broker
Tell us about your business and we’ll place it on the specialist market — or leave your number and a named broker calls you back, usually the same working day.