Restaurant insurance in Glasgow

Glasgow's vast and varied restaurant scene runs on paperwork as well as produce, the accounts, the supplier records, the debts owed and owing. When a fire or flood destroys those records, the loss reaches beyond the building.

Where the risks come from for Glasgow restaurants

If a fire or flood destroys a restaurant's accounting records, it can lose track of money owed to it by account customers and function clients, and struggle to reconstruct its accounts. The value tied up in those records, and in uncollectable debts, is a real loss separate from the physical damage.

A Glasgow example

A fire at a Glasgow restaurant destroys its records along with the premises, and it can no longer establish what several account and function customers owed. Book-debts cover meets the sums that can no longer be recovered because the records were lost, a loss the property cover alone would not address.

What restaurant insurance covers

Book-debts cover answers for money a business cannot collect because its records were destroyed by an insured event, a specific extension beyond the property and business-interruption covers. It matters most for restaurants with account or function trade.

Placing it in Glasgow with Apex

We look past the building to the records and receivables a fire can also destroy, and cover them. Apex arranges Glasgow restaurant cover through one named broker and a wide market. FCA authorised; established 2009.

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