Restaurant insurance in Gloucester
Gloucester's restaurants, spread through a diverse city by the docks, hold large quantities of food stock kept cold by refrigeration plant and cleaned with commercial chemicals. Sometimes what protects the stock is what ruins it.
Where the risks come from for Gloucester restaurants
A leak of refrigerant gas, or a spill or escape of cleaning chemicals, can contaminate a restaurant's food stock and render it unfit, even without any breakdown or power loss. Contaminated stock must be destroyed, and the loss can be substantial in a busy kitchen.
A Gloucester example
A refrigerant leak in a Gloucester restaurant's cold room contaminates the stored food, and an entire chilled and frozen stock has to be condemned. Cover for stock contamination, including by refrigerant escape, meets the loss of the ruined produce, which a breakdown-only cover might not reach.
What restaurant insurance covers
Stock cover should respond not just to refrigeration breakdown but to contamination, by refrigerant fumes or chemical escape, that makes food unfit. It sits with the property, business-interruption and liability covers a food business needs.
Placing it in Gloucester with Apex
We make sure the stock cover reflects the ways food can actually be lost, contamination as well as breakdown. Apex arranges Gloucester hospitality cover through one named broker. Regulated by the FCA; established 2009.
Related
- Public liability insurance Gloucester
- Employers liability insurance Gloucester
- Commercial vehicle insurance Gloucester
- Business insurance Gloucester
Get the right commercial cover, placed by a named broker
Tell us about your business and we’ll place it on the specialist market — or leave your number and a named broker calls you back, usually the same working day.