Restaurant insurance in Luton
Luton's diverse, fast-moving restaurant and takeaway trade increasingly runs a fleet of scooters and e-bikes to feed a busy delivery market. Those vehicles are an asset, a tool of the trade, and a target.
Where the risks come from for Luton restaurants
Delivery scooters, mopeds and e-bikes are valuable, portable and often left outside, and they are frequently stolen, sometimes several at once. Their loss both costs to replace and stops the delivery trade that a modern restaurant depends on, and they carry their own motor and liability exposures on the road.
A Luton example
Delivery scooters are stolen overnight from outside a Luton restaurant, halting its delivery service until they can be replaced. Cover for the delivery fleet meets the theft, and the motor and liability cover the vehicles carry keeps the restaurant protected on the road.
What restaurant insurance covers
A restaurant with a delivery fleet needs cover for the vehicles, against theft and damage, along with the motor and liability cover the law requires for vehicles on the road. These sit alongside the premises, stock and business-interruption covers.
Placing it in Luton with Apex
We make sure a delivery operation is covered on the road and off it, fleet and all. Apex arranges Luton hospitality cover through one named broker. Authorised by the FCA; established 2009.
Related
- Public liability insurance Luton
- Employers liability insurance Luton
- Commercial vehicle insurance Luton
- Business insurance Luton
Get the right commercial cover, placed by a named broker
Tell us about your business and we’ll place it on the specialist market — or leave your number and a named broker calls you back, usually the same working day.