Restaurant insurance in Northallerton

Northallerton's restaurants trade along the broad high street of a North Yorkshire market town, sending a steady stream of waste water and kitchen grease into the drains. When that drainage backs up or escapes, the mess is both unpleasant and expensive.

Where the risks come from for Northallerton restaurants

A blocked drain, a failed grease trap or a backing-up of the drainage can flood a restaurant's kitchen or cellar with foul water, contaminating stock, damaging fit-out and forcing a closure for cleaning. Grease and waste do more lasting harm than clean water, and the clean-up is specialist.

A Northallerton example

The drainage at a Northallerton restaurant backs up and floods the kitchen with foul water, contaminating stock and requiring a specialist clean before it can reopen. Cover for damage and contamination from drainage, and the resulting interruption, meets the clean-up and the lost trade.

What restaurant insurance covers

Cover for water damage should reflect foul-water and drainage escapes as well as clean water, with stock and business-interruption cover for the contamination and closure they cause. These sit with the property and liability covers.

Placing it in Northallerton with Apex

We make sure the water cover reflects a kitchen's realities, drains and grease traps included, not just a burst clean pipe. Apex arranges Northallerton hospitality cover through one named broker. Authorised by the FCA; established 2009.

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