Restaurant insurance in Swansea

Swansea's restaurants, feeding a Welsh coastal city and its families, cater hard for children, high chairs, play corners, family menus and all. Welcoming young diners is good business and a particular kind of responsibility.

Where the risks come from for Swansea restaurants

A restaurant that provides high chairs, play equipment or a children's area takes on a duty for the safety of young children who use them, and an injury, a fall from a high chair, an accident in a play area, brings a claim, often an emotive one. Children's facilities need care and cover to match.

A Swansea example

A child is injured when a high chair fails at a family-focused Swansea restaurant, and a public liability claim follows. Public liability cover meets the claim and the legal costs, an exposure that comes with catering for young families.

What restaurant insurance covers

Public liability covers injury to customers including children using a restaurant's facilities, and the limit should reflect the emotive, potentially high value of a child-injury claim. It sits with the products and employers' liability and the property covers.

Placing it in Swansea with Apex

We size the liability cover to a family restaurant's realities, children's facilities included. Apex works through one named broker and 30-plus markets. FCA authorised; established 2009.

Related

• Public liability insurance Swansea
• Employers liability insurance Swansea
• Commercial vehicle insurance Swansea
• Business insurance Swansea