Restaurant insurance in Wrexham

Wrexham's rise has put the North Wales city on the map, and its restaurants feel the surge on matchdays and event nights, when crowds fill the streets and the tables. A packed house on a big night is good trade and a heightened risk.

Where the risks come from for Wrexham restaurants

A restaurant packed to capacity on a matchday or event, with crowds coming and going and drink flowing, faces a raised liability, injuries in the crush, accidents among a crowd, incidents that a quiet weeknight never sees. Managing a full house safely is part of the job, and cover has to reflect the busiest nights.

A Wrexham example

A customer is injured in the crush at a Wrexham restaurant packed for a matchday, and a public liability claim follows. Public liability cover, set at a limit that reflects the busiest, most crowded nights rather than an average service, meets the claim and the legal costs.

What restaurant insurance covers

Public liability should be set at a limit that reflects a restaurant's fullest, liveliest occasions, matchdays and events included, not just a quiet evening. It sits with the products and employers' liability and the property and business-interruption covers.

Placing it in Wrexham with Apex

We size the liability cover to how busy a restaurant really gets, matchday crowds and all. Apex arranges Wrexham hospitality cover through one named broker. FCA authorised; established 2009.

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• Public liability insurance Wrexham
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