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Aipedia: Event and wedding planners

AI marketing images and fake reviews for event and wedding planners

Planners must not publish AI-generated reviews or testimonials, and AI-made portfolio images must not mislead couples about what the planner has actually delivered. These are the AI rules with the clearest official guidance for the sector, and enforcement sits with the CMA.

In short

Planners use AI to create styled images, write website copy, draft testimonials and summarise reviews. The CMA's fake reviews guidance (CMA208, 4 April 2025) explains the ban in DMCC Act 2024 Schedule 20 paragraph 13 and confirms it covers reviews generated by software such as bots. AI review summaries may need correcting, and traders who publish reviews must take reasonable and proportionate steps to prevent banned reviews. CMA207 covers misleading images and claims. Regulatory action is generally outside PI, which is designed for client negligence claims.

How planners use AI in marketing

Marketing may be where planners first use AI. Typical uses include:

Each of these can drift into misleading couples about what the planner has done or what an event will look like.

The fake reviews ban

The CMA's Fake reviews guidance (CMA208) explains the banned practice in DMCC Act 2024 Schedule 20 paragraph 13. The points most relevant to planners using AI are these:

In practice, an AI-written testimonial attributed to a real or invented couple is a fake review. Rewriting a genuine review so that it says more than the client did is also risky.

Misleading images and claims

The CMA's unfair commercial practices guidance (CMA207) covers misleading actions and omissions. An AI-generated image presented as a past event, or a styled scene that suggests effects the planner cannot deliver within a typical budget, may give couples a false impression. AI-written claims about experience, awards or the number of events managed carry the same risk. Whether to tell clients about AI more generally is covered in telling couples and clients you use AI.

What can go wrong

Illustrative scenario. A planner's website shows AI-generated images of lavish receptions captioned as "recent weddings", alongside testimonials an AI tool wrote from short notes. A couple books on the strength of the portfolio. Their event looks very different, and when they discover the images were not real events they complain to Trading Standards and dispute the planner's fee. The complaint leads to questions about the testimonials too.

Why regulatory action sits outside PI

PI is designed to pay compensation and defence costs when a client claims the planner was negligent in providing professional services. CMA or Trading Standards enforcement about marketing is not usually a claim of that kind. Fines and penalties are commonly excluded, and in some cases may not be insurable at all; see are fines and penalties covered by PI. Some policies offer limited cover for the costs of responding to an investigation, so check the wording.

A couple's claim that they were misled may also be framed as misrepresentation rather than negligence, and PI wordings vary in how they treat that. Deliberate conduct, such as knowingly publishing fake reviews, is commonly excluded. For a fuller view, see does event planners' PI cover AI mistakes.

Practical controls

A simple marketing policy keeps a planner on the right side of CMA208 and CMA207:

How Apex helps

Apex arranges PI for event and wedding planners and can explain where marketing complaints fall under your policy. See AI in event and wedding planning, the rules on AI for event planners explained and AI chatbots for enquiries.

Sources

Frequently asked

Can I use AI to tidy up a genuine client review?

Light formatting is lower risk, but rewriting a review so it says more than the client did can make it misleading. CMA208 treats a review that is not based on a person's genuine experience as fake. Keep the client's own words and record their consent.

Can I use AI-generated images on my wedding planning website?

You can, but they should not mislead couples. Label them as concept or illustrative images and do not present them as past events. CMA207 explains how misleading actions and omissions are assessed.

Will PI pay a CMA penalty for fake reviews?

Usually not. Fines and penalties are commonly excluded from PI and may not be insurable, and deliberate conduct is often excluded too. PI is designed for client negligence claims, not regulatory enforcement about marketing.

Do I need a review policy if I show reviews on my website?

CMA208 says traders who publish reviews must take reasonable and proportionate steps to prevent and remove banned reviews and misleading review information, and that publishers need a clear policy and a risk assessment. For a small planning business, a short written policy on how reviews are collected, checked and displayed is a sensible minimum.

Check your PI covers how you use AI

Tell us about your firm and the work you do. A broker will review how your current PI treats AI-assisted work, or arrange new cover. No fee for a quote. Or call 0117 325 0027.

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Apex Insurance Brokers Limited is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales, company number 07014570. This page is general information about how AI is used in the profession and how insurance may respond. It is not legal, regulatory or insurance advice on your circumstances, and it does not guarantee that cover will be available or on what terms.