Commercial vehicle insurance in Bedford
Bedford's logistics location has made it a home for couriers and delivery drivers, carrying parcels and goods for hire across the region and beyond. Delivering for reward changes what a vehicle policy has to do.
Where the risks come from for Bedford businesses
A courier or delivery driver uses their vehicle for hire and reward, carrying goods for payment, a use an ordinary or even a standard business policy excludes, and the wrong class of use leaves them uninsured. The delivery trade needs cover written for exactly that purpose.
A Bedford example
A Bedford courier is involved in an accident while making deliveries for reward, and discovers the class of use on the policy did not cover it. Commercial vehicle cover on the correct hire-and-reward, courier basis meets the claim, where the wrong class of use would have left them exposed.
What commercial vehicle insurance covers
Commercial vehicle cover for couriers and delivery drivers is written for hire-and-reward use, with goods-in-transit cover for the parcels carried. Getting the class of use right is what makes a delivery driver's cover respond.
Placing it in Bedford with Apex
We make sure a courier's cover matches how they actually earn, on the correct hire-and-reward basis. Apex arranges cover through one named broker. FCA authorised; established 2009.
Related
Get the right commercial cover, placed by a named broker
Tell us about your business and we’ll place it on the specialist market — or leave your number and a named broker calls you back, usually the same working day.