Commercial vehicle insurance in Canterbury

Canterbury's roads carry the tourist trade as much as the local one — minibuses and coaches running visitors and school groups to the cathedral and the coast, plus the trades and delivery vans that supply a busy heritage city.

Where the risks come from for Canterbury businesses

Passenger-carrying changes the exposure. A minibus full of people raises the liability stakes well above a goods van, and the mix of coach parking, pedestrianised streets and heavy seasonal footfall makes low-speed incidents and passenger claims the ones to plan for.

A Canterbury example

A Canterbury minibus operator faced a passenger injury claim after a sharp stop in slow cathedral-quarter traffic. Passenger liability at an adequate limit — the heart of any hire-and-reward minibus policy — was what stood behind it.

What commercial vehicle insurance covers

Cover takes in the vehicle, hire-and-reward use, and passenger and public liability at limits suited to carrying people, with any-driver terms for operators rotating staff. Goods and trades vehicles sit on the same account under their own use class.

Placing it in Canterbury with Apex

Apex arranges Canterbury minibus and commercial vehicle cover as an independent broker, FCA authorised (FRN 724952) and broking since 2009. A named broker sets passenger-liability limits to the real operation, with more than 30 markets and Lloyd's through wholesale available.

Related

• Business insurance Canterbury
• Public liability insurance Canterbury
• Employers liability insurance Canterbury