Commercial vehicle insurance in Fareham
Fareham sits between Portsmouth and Southampton with the motorway network at its door, so its vans are commuters as much as workers — trades and couriers running the Solent conurbation and the retail parks that ring the town.
Where the risks come from for Fareham businesses
Time on fast, busy roads defines the risk. The daily motorway run brings higher-speed shunts, and vehicles left at retail parks and park-and-ride sites while drivers work or deliver are exposed to theft and break-in.
A Fareham example
A Fareham installer's van was broken into at a retail park mid-job, with tools and stock taken from the load. Cover that reinstated the tools to a realistic limit, alongside the vehicle repair, was what kept the contract on track.
What commercial vehicle insurance covers
Cover includes the vehicle, third-party liability, tools and goods in transit, and increased cost of hire so a stolen van does not stall the week. Public liability sits alongside for trades working on customers' sites.
Placing it in Fareham with Apex
Apex places Fareham commercial vehicle cover independently, FCA authorised (FRN 724952) and placing risks since 2009. A named broker sets the tools and transit limits to how the vehicle really works across the Solent, backed by more than 30 markets including Lloyd's via wholesale.
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Get the right commercial cover, placed by a named broker
Tell us about your business and we’ll place it on the specialist market — or leave your number and a named broker calls you back, usually the same working day.