Cyber insurance for Chard businesses
Chard's manufacturers and businesses depend on their IT as much as any, and not every disaster is an attack. Sometimes systems simply fail, and the business stops all the same.
Where the risks come from for Chard businesses
A non-malicious system failure, a botched update, a configuration error, a crashed server, human error, can take a business's systems down as effectively as any hacker, halting operations and losing trade. Cover that responds only to malicious attacks leaves this everyday cause of downtime uncovered.
A Chard example
An IT change at a Chard business goes wrong and takes its systems down for days, halting production and orders, with no attacker involved at all. Cyber cover that includes non-malicious system failure meets the business interruption and recovery, where an attack-only policy would not respond.
What cyber insurance covers
Better cyber policies extend business interruption and recovery to non-malicious system failure and human error, not just attacks, reflecting that most downtime has mundane causes. It is worth confirming the cover reaches accidents as well as attacks.
Placing it in Chard with Apex
We check whether the cover responds to a system that simply fails, not only one that is attacked, because both stop a business. Apex arranges cyber cover through one named broker. Authorised by the FCA; established 2009.
Related
Get the right commercial cover, placed by a named broker
Tell us about your business and we’ll place it on the specialist market — or leave your number and a named broker calls you back, usually the same working day.