Restaurant insurance in Chard

Chard is a small Somerset town where restaurants rely on regular deliveries of produce and stock from suppliers near and far. Much of a restaurant's value spends time on the road before it ever reaches the kitchen.

Where the risks come from for Chard restaurants

Stock in transit, whether brought in by suppliers or collected by the restaurant, is exposed to loss, damage and spoilage on the journey, an accident, a refrigeration failure in a van, a theft in transit. A rural restaurant depending on deliveries feels any interruption keenly.

A Chard example

A refrigerated delivery to a Chard restaurant is spoiled when the van's chiller fails in transit, ruining a large order of fresh produce. Goods-in-transit cover meets the loss of the stock, keeping the restaurant from bearing the cost of produce ruined before it arrived.

What restaurant insurance covers

Goods-in-transit cover protects stock and equipment while it is being moved to or from the restaurant, a real exposure for a business reliant on deliveries. It sits alongside the stock, property and liability covers on the policy.

Placing it in Chard with Apex

We make sure stock is covered on the road as well as in the kitchen, which matters for a restaurant off the beaten track. Apex arranges Chard restaurant cover through one named broker. Authorised by the FCA; established 2009.

Related

• Public liability insurance Chard
• Employers liability insurance Chard
• Commercial vehicle insurance Chard
• Business insurance Chard