Cyber insurance for Cheltenham businesses

Cheltenham sits at the centre of the country's cyber-security world, and its professional and technology businesses are as security-aware as any. Even so, the most advanced attacks can get through, and how a policy treats them matters.

Where the risks come from for Cheltenham businesses

Sophisticated, sometimes state-linked attackers can defeat even strong defences, and businesses caught up in such attacks face serious losses. Cyber policies handle state-sponsored and 'war-like' cyber acts in different ways, and some exclude them, so understanding exactly what a policy covers, and does not, is essential.

A Cheltenham example

A Cheltenham business is caught up in a sophisticated attack of the kind attributed to state-linked actors, and turns to its policy. Whether the loss is covered turns on how the wording treats such attacks and its war and infrastructure exclusions, which is exactly why the detail of the cover, not just its headline, matters.

What cyber insurance covers

Cyber policies vary in how they treat sophisticated, state-linked and 'war-like' cyber attacks, and the exclusions around them, so the wording deserves close attention. Understanding what is and is not covered is as important as the limit.

Placing it in Cheltenham with Apex

We read the exclusions as carefully as the cover, so a business knows exactly where it stands on the most serious attacks. Apex arranges cyber cover through one named broker. Regulated by the FCA; established 2009.

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