Landlord insurance in Cheltenham
Cheltenham's rental market is an affluent Regency one — professional flats and period houses, some student demand from the university, and the elegant but maintenance-hungry Regency stock that defines the town.
Where the risks come from for Cheltenham landlords
Cheltenham has a real flood history — the town flooded severely in 2007 — and for landlords with property near the watercourses or on low ground, surface-water and river flood is an exposure that recurs. Escape of water in older Regency plumbing and high reinstatement values sit alongside.
A Cheltenham example
A landlord's lower-ground-floor flat took water when heavy rain overwhelmed the drains and a nearby watercourse rose; the reinstatement of a period interior was slow and costly, and loss of rent covered the extended void. Flood buildings cover met the claim.
What landlord insurance covers
A Cheltenham landlord policy turns on buildings cover — with flood, and set to a genuine Regency reinstatement value — and on loss of rent, alongside property owners' liability. Malicious and accidental tenant damage and contents for furnished lets can be added.
Placing it in Cheltenham with Apex
Apex, FCA-authorised under 724952 and broking since 2009, places Cheltenham landlord cover through one named contact. Over 30 markets, Lloyd's via wholesale channels, keep flood and high-value building terms fit for the town's Regency stock.
Related
- Commercial property insurance Cheltenham
- Business insurance Cheltenham
- Public liability insurance Cheltenham
Get the right commercial cover, placed by a named broker
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