Cyber insurance for Dorchester businesses

Dorchester's businesses are run by directors and managers whose decisions on security, and on how a breach is handled, are increasingly under scrutiny. When cyber goes wrong, the people in charge can find themselves personally in the frame.

Where the risks come from for Dorchester businesses

After a serious breach, directors and officers can face allegations that they failed to manage the cyber risk or the response properly, bringing personal liability and the cost of defending it. Cyber and management-liability exposures increasingly overlap, and a gap between them can leave the individuals exposed.

A Dorchester example

Following a major breach at a Dorchester business, its directors face allegations of failing to oversee the cyber risk, and the costs of defending them mount. Cyber cover and directors'-and-officers' cover, arranged to work together, respond, where a gap between the two could have left the directors exposed.

What cyber insurance covers

Cyber exposures increasingly touch directors and officers personally, and cyber cover should be arranged to sit cleanly alongside management-liability cover. Together they answer for both the business's loss and the individuals' exposure.

Placing it in Dorchester with Apex

We make sure the cyber and management-liability covers fit together, so a breach does not fall into a gap between them. Apex arranges cyber cover through one named broker. Authorised by the FCA; established 2009.

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