Restaurant insurance in Dorchester

Dorchester's restaurants sit among the shops and premises of a historic Dorset county town, often sharing walls and roofs with their neighbours. A restaurant here can lose everything to a fire it had no part in starting.

Where the risks come from for Dorchester restaurants

In a terrace or a parade of premises, a fire next door, in a shop, a takeaway, a flat above, can spread through party walls and shared roof spaces into a restaurant. The business is damaged and closed by a fire that began somewhere else entirely.

A Dorchester example

A fire breaks out in premises adjoining a Dorchester restaurant and spreads through the roof space into the restaurant, damaging the kitchen and dining room. The restaurant's own buildings and contents cover meets the reinstatement, and business interruption covers the closure, whatever the source of the fire.

What restaurant insurance covers

Buildings and contents cover responds to fire damage to the restaurant however it started, which is exactly why it matters in a shared building. Business interruption and the liability covers complete the cover.

Placing it in Dorchester with Apex

We make sure the fire cover responds to a blaze from next door as surely as one in the kitchen, and that the sums are set to a full rebuild. Apex arranges Dorchester restaurant cover through one named broker. Authorised by the FCA; established 2009.

Related

• Public liability insurance Dorchester
• Employers liability insurance Dorchester
• Commercial vehicle insurance Dorchester
• Business insurance Dorchester