Cyber insurance for Weston-super-Mare businesses
Weston-super-Mare's seafront and high-street businesses take card payments on terminals handled by the public all day. Not every card fraud is digital; some criminals tamper with the terminal itself.
Where the risks come from for Weston-super-Mare businesses
A card terminal can be physically tampered with or swapped for a compromised one, or fitted with a skimming device, to capture customers' card details as they pay. It is a low-tech attack on the payment hardware, and a busy public-facing business is where it happens.
A Weston-super-Mare example
A card terminal at a Weston business is tampered with to skim customers' card details over a busy period before it is spotted. Cyber cover meets the breach response, the notification, the card-scheme penalties and the liability, reflecting a payment breach that came through the hardware.
What cyber insurance covers
Cyber cover can respond to payment-card breaches however they occur, including physical tampering with terminals, meeting the investigation, penalties and liability. Checking terminals and payment hardware is part of the defence.
Placing it in Weston-super-Mare with Apex
We make sure the cover reflects that card fraud can come through the terminal as well as the network. Apex arranges cyber cover through one named broker. Authorised by the FCA; established 2009.
Related
- Business insurance Weston-super-Mare
- Ransomware and professional firms
- Cyber insurance for professional firms
Get the right commercial cover, placed by a named broker
Tell us about your business and we’ll place it on the specialist market — or leave your number and a named broker calls you back, usually the same working day.